Michelle Meerse

Why High Net Worth Individuals Need Specialized Home Insurance

For high net worth individuals (HNWIs), a standard homeowners insurance policy often falls short of covering the full value and unique risks associated with their properties and assets. High net worth households typically own homes with high property values, luxury features, fine art collections, custom furnishings, and other unique assets that require more than just Why High Net Worth Individuals Need Specialized Home Insurance

Don’t Rain On My Parade

With the atmospheric river in full force, the risk of flooding is higher than usual. But let’s not kid ourselves… this is BC, particularly, the lower mainland, otherwise known as Raincouver. And to be fair, we’re at the end of October now and it’s about time it started to rain. We’ve had a particularly dry Don’t Rain On My Parade

Are You Ready for a House Fire?

Did you know that, on average, seven people die every week from house fires in Canada? It’s a scary statistic, but there’s good news: you can protect yourself and your family by learning about fire safety and having a plan in place. Why Fires Are So Dangerous Fire spreads faster than most people realize. In Are You Ready for a House Fire?

Webinar: Post-lost Procedures & Equipment Breakdown Coverage

This webinar explore the essential steps to effectively manage strata losses, from immediate response to final restoration. You’ll learn how to navigate insurance coverage, understand deductible responsibilities, and ensure that both strata and unit owners are protected. Additionally, experts from HSB Canada will explain the ins and outs of equipment breakdown insurance for stratas, ensuring Webinar: Post-lost Procedures & Equipment Breakdown Coverage

Insuring Wine: Is it Necessary?

When it comes to insuring wine, policies often include unique features that set them apart from traditional plans. These features are specifically designed to cater to the needs and preferences of high-value homeowners and serious collectors. Real Claims Story During a power outage, a client’s wine cellar risked ruining an exclusive collection of aged wine Insuring Wine: Is it Necessary?

Spring Home Maintenance Tips

As the winter frost thaws and the days grow longer, spring emerges as the perfect time to breathe new life into your home. While many associate spring cleaning solely with decluttering and dusting, it’s also an ideal opportunity to tackle essential maintenance tasks that can help protect your home and potentially prevent costly insurance claims Spring Home Maintenance Tips

How Many Bullies do you Work With?

Bullying can cause psychological health problems, such as depression, and physical health problems such as sleep difficulties or stomach pains. If you are the victim of bullying or have witnessed it in the workplace, know there are ways to deal with it. Remember that silence enables bullying. Start by speaking to someone you feel comfortable How Many Bullies do you Work With?

People are encouraged to prepare for storms, heavy rain

Source: BC Government News People living on the South Coast are encouraged to prepare for a series of rainstorms starting Saturday, Jan. 27 and extending to Wednesday, Jan. 31, 2024. During the five days, Environment and Climate Change Canada is forecasting: Otherwise known as an atmospheric river, narrow bands of heavy precipitation are common in British People are encouraged to prepare for storms, heavy rain

Drive Safe on Slick Roads

Winter weather can present many driving headaches for drivers, slick roadways being one of them. Driving conditions have been less than ideal lately and with several more months of winter ahead of us, we couldn’t think of a better time to talk safe driving tips for slick roads. Most skids can be prevented by simply Drive Safe on Slick Roads