There are a number of things to take into consideration before taking out a business loan. While business loans are a great way to grow your business, they should not be taken lightly. To avoid damaging your finances or taking out a loan you cannot pay back, practice the following when shopping for a loan: … Taking out a Business Loan
From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. According to the Insurance Information Institute, as many as 40 per cent of businesses forced to suspend operations due to a natural or human-caused disaster never reopen their doors. Try to imagine the challenges your … Are You Prepared If Disaster Strikes?
It doesn’t matter if you’re a Fortune 500 company or a sole proprietorship, in today’s hyper connected business climate, cyber attacks are no longer a question of if, but when. This is especially true in Canada, which remains one of the most wired countries in the world. And while small to mid-sized businesses may not … The State of Cyber Security in Canada
You better watch out, you better not cry, cyber attacks are coming to town Sadly, anybody that uses a computer is at risk of a various forms of cyber attacks. DUN-DUN-DUNNNNN! A friend of mine was recently a victim of a ransomeware attack and had to shell out $300 to the culprits in order to … Cyber attacks are coming to town
Construction projects are risky in nature, and accidents or other unforeseen events can result in significant losses and liabilities. Contractors routinely to turn to insurance policies to protect themselves against such risk. While businesses know that insurance is a must have in the construction industry, at times it may be unclear what risks are covered … Simplifying general liability for contractors
“Cyber attack” is a relatively new term for many of us, except for the unfortunate few who have already been the victim of one. Simply put, a cyber attack is an attempt by hackers to damage or destroy a computer network or system. As businesses become increasingly dependant on the web for both sales and … Cyber Insurance and Your Business. What is your Exposure?
Often people assume construction fraud is perpetrated by dishonest companies against the client, but construction fraud is a two-way street. Meaning, fraud of all kinds is prevalent across every type of construction project and according to BDO Canada, “studies show companies on average lose approximately 5% of their annual revenue to fraud, and this figure … Contractors: 5 Types of Construction Fraud
I’m not sure what brought on the sudden onslaught of Seismic activity in BC, but holy moly – three in a week! If you’re anything like me, you’re suddenly a little more concerned about how prepared you are if the big one hits. Odd how reality tends to have that sort of effect on me. Did you … How Prepared Are You for the Big One?
Two weeks after I got married my house was robbed. I was out of town for the weekend and they literally cleaned house. The icing on the cake… many of the beautiful wedding gifts I had just received weren’t even out of their boxes. Realizing just what they took was a true test of memory… you … Home Inventory Checklist
Insurance Broker Profile – We had the privilege of being featured in Insurance People Magazine last month… not a bad little write-up about who we are and where we came from 🙂 A Clarity of Purpose By John Lekich Al Schill is president of Schill Insurance Brokers of Coquitlam, B.C., east of Vancouver. Like his … A Clarity of Purpose – Insurance Broker Profile
