Insurance policies are like the terms and conditions of life—important, detailed, and often ignored until something goes wrong. But understanding your insurance policy doesn’t have to feel like deciphering ancient hieroglyphs. In fact, with some guidance, you can read your policy with confidence, knowing exactly what you’re covered for and what you’re not. Let’s take … How to Read and Understand Your Insurance Policy Like a Pro
While you may think your business would never be the victim of a crime, the harsh reality is that nearly every business can become a victim. In this day and age, criminals (including employees) do not need direct access to cash to steal from you—merchandise, supplies and securities are all fair game. Standard commercial property … Benefits of Crime Insurance
According to Statistics Canada , 15% of all company fraud can be attributed to employees. Small businesses have it tough as they often lack the resources to implement control systems, and with limited staff accounting duties are not segregated. Albeit, there is never a surefire way to completely guarantee theft will never happen, there are a … Tips to Prevent Workplace Theft
Source: Travelers Canada We often field questions regarding types of coverage and their importance. One such coverage we answer a lot of questions about is Directors & Officers Liability coverage. Management liability threats can be mysterious for business leaders in private companies. We came across this short video from Travelers Canada we think does a … Management Liability Demystified
More than just a broker When business owners think of insurance, most they think of the policy they have in place, a premium they pay for, and the peace of mind that if there is an insured loss there is someone to help them. While this is part of the equation, there’s much more that the … Total Cost of Risk. Why You Should Care
