Business Insurance

New Year, New Coverage

Start the Year Smart: Protect what Matters Most At Schill Insurance, we believe the start of a new year is the perfect opportunity to ensure you’re adequately protected. Did you buy or sell a home? Start or expand a business? Welcome a new family member? Invest in high-value items like jewelry, art or electronics? Life New Year, New Coverage

How to Read and Understand Your Insurance Policy Like a Pro

Insurance policies are like the terms and conditions of life—important, detailed, and often ignored until something goes wrong. But understanding your insurance policy doesn’t have to feel like deciphering ancient hieroglyphs. In fact, with some guidance, you can read your policy with confidence, knowing exactly what you’re covered for and what you’re not. Let’s take How to Read and Understand Your Insurance Policy Like a Pro

Webinar: Post-lost Procedures & Equipment Breakdown Coverage

This webinar explore the essential steps to effectively manage strata losses, from immediate response to final restoration. You’ll learn how to navigate insurance coverage, understand deductible responsibilities, and ensure that both strata and unit owners are protected. Additionally, experts from HSB Canada will explain the ins and outs of equipment breakdown insurance for stratas, ensuring Webinar: Post-lost Procedures & Equipment Breakdown Coverage

What’s the deal with Business Interruption Insurance?

We’re often asked why Business Interruption Insurance? Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. That’s What’s the deal with Business Interruption Insurance?

Who Pays for Water Damage – The Strata Insurance Policy or the Unit Owners?

When there is damage caused by water within a Strata complex, many ask the question “whose responsibility is it to repair the damage from the water?”  The above has been a lively topic of discussion with Strata Councils, Claims Adjusters, Brokers, Lawyers and the Courts.  At face value, if there is a loss or damage Who Pays for Water Damage – The Strata Insurance Policy or the Unit Owners?

Keeping Idle Facilities Safe

During the current COVID-19 pandemic, most businesses and organizations that provide non-essential services have been required to close across Canada. As a result, many buildings and structures will be sitting idle for an unknown period of time. Organizations are implementing contingency plans such as: home-working, skeleton staffing, social distancing and cleansing regimes to maintain operations. Keeping Idle Facilities Safe

Benefits of Crime Insurance

While you may think your business would never be the victim of a crime, the harsh reality is that nearly every business can become a victim. In this day and age, criminals (including employees) do not need direct access to cash to steal from you—merchandise, supplies and securities are all fair game. Standard commercial property Benefits of Crime Insurance

Cyber Attacks Up In Canada

In the last year, an alarming majority of Canadian establishments reported falling victim to multiple cyber attacks, according to a recent report by Carbon Black. These breaches are not only incredibly costly to the organizations and encouraging to their perpetrators, but are in many cases preventable through basic diligence of cybersecurity maintenance. The report found Cyber Attacks Up In Canada