Risk Management

How to Read and Understand Your Insurance Policy Like a Pro

Insurance policies are like the terms and conditions of life—important, detailed, and often ignored until something goes wrong. But understanding your insurance policy doesn’t have to feel like deciphering ancient hieroglyphs. In fact, with some guidance, you can read your policy with confidence, knowing exactly what you’re covered for and what you’re not. Let’s take How to Read and Understand Your Insurance Policy Like a Pro

Are You Ready for a House Fire?

Did you know that, on average, seven people die every week from house fires in Canada? It’s a scary statistic, but there’s good news: you can protect yourself and your family by learning about fire safety and having a plan in place. Why Fires Are So Dangerous Fire spreads faster than most people realize. In Are You Ready for a House Fire?

Webinar: Post-lost Procedures & Equipment Breakdown Coverage

This webinar explore the essential steps to effectively manage strata losses, from immediate response to final restoration. You’ll learn how to navigate insurance coverage, understand deductible responsibilities, and ensure that both strata and unit owners are protected. Additionally, experts from HSB Canada will explain the ins and outs of equipment breakdown insurance for stratas, ensuring Webinar: Post-lost Procedures & Equipment Breakdown Coverage

Spring Home Maintenance Tips

As the winter frost thaws and the days grow longer, spring emerges as the perfect time to breathe new life into your home. While many associate spring cleaning solely with decluttering and dusting, it’s also an ideal opportunity to tackle essential maintenance tasks that can help protect your home and potentially prevent costly insurance claims Spring Home Maintenance Tips

De-icing Outdoor Walking Surfaces

Keeping outdoor walking surfaces—such as parking lots and sidewalks—clear of ice (de-icing) in the winter is crucial practice, both at the workplace and at home. Not only does ice removal offer aesthetic benefits, but it can also help keep you, your co-workers and the general public protected from the risk of slips and trips. With De-icing Outdoor Walking Surfaces

Spring Cleaning Checklist

It’s Spring cleaning time! Spring cleaning can be a daunting task, but it doesn’t have to be! Here are some tips to help make your spring cleaning a breeze. Make a plan  Before you start cleaning, make a plan of what needs to be done in each room. This will help you stay organized and Spring Cleaning Checklist

Spring Cleaning: HVAC Filters

In the spirit of spring cleaning? When was the last time you replaced your HVAC filters? Often overlooked, your home’s heating, ventilation and air conditioning (HVAC) system should be a priority. Your HVAC system keeps the air in your home clean, at a comfortable temperature and free of pollutants. Spring is also the start of Spring Cleaning: HVAC Filters

Chilling Your Winter Utility Bills

Baby, it’s cold outside. On the plus side – great weather for cuddling on the couch… on the other hand, colder weather often brings higher energy bills for homeowners. With colder, darker days and more time spent inside the house, some people find powering their homes in winter is even more expensive than during the Chilling Your Winter Utility Bills