Industry Insights
Planning a Trip? Don’t Forget Travel Insurance
Jan 11, 2025
Planning a Trip? Don’t Forget Travel Insurance
Many people pick the new year as the perfect time to get away and take that much-deserved trip. Along with planning your itinerary and making a list of what to…

4 min read

New Year, New Coverage
New Year, New Coverage
Start the Year Smart: Protect what Matters Most At Schill Insurance, we believe the start of a new year is the perfect opportunity to ensure you’re adequately protected. Did you…

4 min read

How to Read and Understand Your Insurance Policy Like a Pro
How to Read and Understand Your Insurance Policy Like a Pro
Insurance policies are like the terms and conditions of life—important, detailed, and often ignored until something goes wrong. But understanding your insurance policy doesn’t have to feel like deciphering ancient…

4 min read

Why High Net Worth Individuals Need Specialized Home Insurance
Why High Net Worth Individuals Need Specialized Home Insurance
For high net worth individuals (HNWIs), a standard homeowners insurance policy often falls short of covering the full value and unique risks associated with their properties and assets. High net…

4 min read

Don’t Rain On My Parade
Don’t Rain On My Parade
With the atmospheric river in full force, the risk of flooding is higher than usual. But let’s not kid ourselves… this is BC, particularly, the lower mainland, otherwise known as…

4 min read

Are You Ready for a House Fire?
Are You Ready for a House Fire?
Did you know that, on average, seven people die every week from house fires in Canada? It’s a scary statistic, but there’s good news: you can protect yourself and your…

4 min read

Webinar: Post-lost Procedures & Equipment Breakdown Coverage
Webinar: Post-lost Procedures & Equipment Breakdown Coverage
This webinar explore the essential steps to effectively manage strata losses, from immediate response to final restoration. You’ll learn how to navigate insurance coverage, understand deductible responsibilities, and ensure that…

4 min read

Insuring Wine: Is it Necessary?
Insuring Wine: Is it Necessary?
When it comes to insuring wine, policies often include unique features that set them apart from traditional plans. These features are specifically designed to cater to the needs and preferences…

4 min read

Spring Home Maintenance Tips
Spring Home Maintenance Tips
As the winter frost thaws and the days grow longer, spring emerges as the perfect time to breathe new life into your home. While many associate spring cleaning solely with…

4 min read

Webinar: Strata Insurance in Today’s Climate
Webinar: Strata Insurance in Today’s Climate
The webinar will act as an educational forum on the current state of the Insurance Industry with respect to Strata. For Property Managers and Strata Councils, this webinar provides a…

4 min read

How Many Bullies do you Work With?
How Many Bullies do you Work With?
Bullying can cause psychological health problems, such as depression, and physical health problems such as sleep difficulties or stomach pains. If you are the victim of bullying or have witnessed…

4 min read

People are encouraged to prepare for storms, heavy rain
People are encouraged to prepare for storms, heavy rain
Source: BC Government News People living on the South Coast are encouraged to prepare for a series of rainstorms starting Saturday, Jan. 27 and extending to Wednesday, Jan. 31, 2024….

4 min read

Drive Safe on Slick Roads
Drive Safe on Slick Roads
Winter weather can present many driving headaches for drivers, slick roadways being one of them. Driving conditions have been less than ideal lately and with several more months of winter…

4 min read

De-icing Outdoor Walking Surfaces
De-icing Outdoor Walking Surfaces
Keeping outdoor walking surfaces—such as parking lots and sidewalks—clear of ice (de-icing) in the winter is crucial practice, both at the workplace and at home. Not only does ice removal…

4 min read

Winter Tire Ready?
Winter Tire Ready?
With colder winters approaching and snow in the forecast, it’s important to know the difference between tires and what you’ll need. Wintery conditions can make roads difficult and even dangerous…

4 min read

Winter-Ready Tread? Check It With the Dime Test
Winter-Ready Tread? Check It With the Dime Test
Don’t let a set of worn tires endanger your family. Check tread depth and look for other abnormalities or wear and tear so you can replace your tires before they…

4 min read

Why Passwords Should Be Top-of-Mind
Why Passwords Should Be Top-of-Mind
Who runs your world? Passwords… Did you know the average Internet user has 25 accounts to maintain? Despite this, people only use an average of 6.5 different passwords to protect…

4 min read

Cyber Is No. 1 Risk for Businesses in 2023
Cyber Is No. 1 Risk for Businesses in 2023
Cyber incidents topped the list of risks facing businesses around the world in 2023 for the second year in a row, according to Allianz’s 2023 Risk Barometer. In addition to…

4 min read

What to do Before, After & During an Earthquake
What to do Before, After & During an Earthquake
It wasn’t that long ago grocery stores ran out of food when the pandemic hit, and there seemed to be a rush of insanity throughout the greater Vancouver area. To…

4 min read

Protect Your Home From Wildfires
Protect Your Home From Wildfires
As devastating wildfires continue to pose a significant threat to communities in many parts of Canada, it has become increasingly crucial to take proactive measures to protect our homes and…

4 min read

Emergency Preparedness Week: Essential Tips to Keep Your Family Safe
Emergency Preparedness Week: Essential Tips to Keep Your Family Safe
It’s Emergency Preparedness Week, and if you’re anything like me, sometimes a little refresher is in order. The theme: be prepared, know your risks. In the face of unexpected emergencies,…

4 min read

Rejected B.C. License Plates
Rejected B.C. License Plates
Source: ICBC.com Not that you were asking… but it’s funny to see what some people requested for personal B.C. license plates last year. You won’t see BLU BYU, SHIRAZ, and…

4 min read

Spring Cleaning Checklist
Spring Cleaning Checklist
It’s Spring cleaning time! Spring cleaning can be a daunting task, but it doesn’t have to be! Here are some tips to help make your spring cleaning a breeze. Make…

4 min read

Spring Cleaning: HVAC Filters
Spring Cleaning: HVAC Filters
In the spirit of spring cleaning? When was the last time you replaced your HVAC filters? Often overlooked, your home’s heating, ventilation and air conditioning (HVAC) system should be a…

4 min read

A Lean Clean Speed Machine – Car Cleaning Maintenace
A Lean Clean Speed Machine – Car Cleaning Maintenace
I must start with a tiny disclaimer: I never clean my car. There’s just something that goes against the very core of my nature when it comes to keeping my car…

4 min read

Easy Green Living Tips for Your Home
Easy Green Living Tips for Your Home
It turns out, it’s actually pretty easy being green… not only can being green help you save money, but adopting eco-friendly practices can help you positively contribute to the natural…

4 min read

Valentine’s Day and Insurance = love and happiness
Valentine’s Day and Insurance = love and happiness
They say diamonds are a girl’s best friend – but my insurance broker comes in a close second 😉 I feel as though this may need a little clarification. Many…

4 min read

Reviewing Your Term Life Insurance Could Save you Money
Reviewing Your Term Life Insurance Could Save you Money
What is Term Life Insurance? Term life insurance provides life insurance protection for a pre-determined length of time. The most common term lengths are ten years, twenty years, or until…

4 min read

Chilling Your Winter Utility Bills
Chilling Your Winter Utility Bills
Baby, it’s cold outside. On the plus side – great weather for cuddling on the couch… on the other hand, colder weather often brings higher energy bills for homeowners. With…

4 min read

BC Government changes to calculating PST on private vehicle sales
BC Government changes to calculating PST on private vehicle sales
Effective October 1st, 2022- Private Sale taxation is changing The provincial government announced changes to how the PST will be calculated on motor vehicles purchased through private sales. ICBC and…

4 min read

Insurance Business Canada Features Schill
Insurance Business Canada Features Schill
Source: View the original article here on the Insurance Business Canada Website This article was produced in partnership with Intact Insurance. Bethan Moorcraft, of Insurance Business, sat down with Al Schill, president…

4 min read

Fall Priority: Home Maintenance Checklist
Fall Priority: Home Maintenance Checklist
Easy peasy tips to maintain the life of your home Holy Hannah, I cannot believe Fall is already here.  With the shorter days and cooler weather comes a little home…

4 min read

Is your car ready for fall driving?
Is your car ready for fall driving?
Another September is upon us. Many are gearing up for sweater weather but did you know fall is arguably the most important season for vehicle maintenance? Before the season’s brisk,…

4 min read

Insurance tips when buying a home
Insurance tips when buying a home
We all know buying a home is an exciting time, but it’s also stressful and hectic and can mean overlooking things like insurance. Be sure to include insurance as one…

4 min read

6 Tips to Prevent Road Rage
6 Tips to Prevent Road Rage
I’m not proud of it, but I’ll be the first to admit it… I’ve succumbed to anger when driving. I’m only human! However, road rage often results in aggressive driving…

4 min read

Are you prepared for extreme heat?
Are you prepared for extreme heat?
Oh boy… the heat is back with a vengeance in BC. With heat warnings issued for many parts of BC, it is important to take precautions. In extreme heat and…

4 min read

What’s the deal with Business Interruption Insurance?
What’s the deal with Business Interruption Insurance?
We’re often asked why Business Interruption Insurance? Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized…

4 min read

It Seemed Like a Good Idea at the Time
It Seemed Like a Good Idea at the Time
We’ve all mumbled the words, “It seemed like a good idea at the time”? I tend to mumble them a lot more often in the warmer months. It stems from my infatuation…

4 min read

Protecting your car from sun and heat
Protecting your car from sun and heat
Have you ever wondered how much energy you should give to protecting your car from the elements? As the weather heats up, there are a few tricks you can do…

4 min read

Simple Steps to Keep Summer Burglaries at Bay
Simple Steps to Keep Summer Burglaries at Bay
June is in full swing and we know what that means, time to plan those summer holidays. Yay! Whether you plan on staying close to home or travelling abroad, we…

4 min read

RV Summer Safety
RV Summer Safety
Do you have an RV or do you plan on renting one this summer? Driving RVs can be a fun way to see the world and spend time with your…

4 min read

May is Motorcycle Awareness Month
May is Motorcycle Awareness Month
Spring is in the air! The birds are chirping, the sun is shining (occasionally), and the roads are calling. With warmer weather, more motorcyclists are pulling their bikes out of…

4 min read

Maintaining the Life of Your Tires
Maintaining the Life of Your Tires
Maintaining Tires Did you know, checking your tires on a regular basis is critical and can help you stay safe on the road? If you’re anything like me, you may…

4 min read

What to do if you live in an area prone to flooding or sewer backups
What to do if you live in an area prone to flooding or sewer backups
INSIDE YOUR HOME • Move valuable items from the basement to the upper floors. • Use water-resistant building materials below ground level. • Install a sump pump. • Install backwater…

4 min read

Have a Spooky, Safe Halloween
Have a Spooky, Safe Halloween
Celebrate Safely Do you remember how much fun it was to get dressed up as your favourite action hero, cartoon character or princess and go door to door for Halloween…

4 min read

5 Meeting Time-Wasters
5 Meeting Time-Wasters
Meetings – sometimes amazing, sometimes painful, yet an inevitable component of any workplace. Not only are they a primary method for employees to interface and discuss ongoing projects, but they…

4 min read

Tips for Virtual Meetings
Tips for Virtual Meetings
It’s been a nutty year. The COVID-19 pandemic that forced many organizations to transition from in-person to virtual has turned online video meetings into an all too common chore for…

4 min read

ICBC Enhanced Care
ICBC Enhanced Care
As you have likely heard, ICBC is shifting into Enhanced Care benefits on May 1, 2021. This means better care for British Columbians and lower premiums. Woohoo! Under enhanced care,…

4 min read

Insuring your valuables
Insuring your valuables
Your valuables are important to you—and insuring them could be the difference between momentary sadness and total heartbreak – pardon the drama… but if you’ve ever lost a diamond ring,…

4 min read

Build a Roadside Emergency kit
Build a Roadside Emergency kit
At the risk of sounding cliche, one thing I’ve learned is it pays to be prepared. It only takes being stranded on the Coquihalla Highway one time to fully realize…

4 min read

Winter Home Maintenace Tips
Winter Home Maintenace Tips
It’s that time again… winter is coming. And, well, with a little more time on our hands these days, what not a better time to complete a few simple household…

4 min read

Practical lesson from my idiot brother
Practical lesson from my idiot brother
Let’s just say that growing up with two older brothers exposed me to a lot of stuff. Mostly, I take the high road and choose not to talk about what I’ve…

4 min read

10 Common Life Insurance Myths
10 Common Life Insurance Myths
Life insurance. Just the term itself can put people on edge. People might think they are wasting time and money if they sign up for life insurance when they don’t…

4 min read

Pssst… Parents With a Teen – This is a Must: Parent-Teen Driving Contract
Pssst… Parents With a Teen – This is a Must: Parent-Teen Driving Contract
Have your wee ones hit the landmark age of driving? Are you freaking out a little?  Well, it’s safe to say you’re not overreacting… teens between the ages of 16 and 19…

4 min read

Who Pays for Water Damage – The Strata Insurance Policy or the Unit Owners?
Who Pays for Water Damage – The Strata Insurance Policy or the Unit Owners?
When there is damage caused by water within a Strata complex, many ask the question “whose responsibility is it to repair the damage from the water?”  The above has been…

4 min read

COVID-19 FAQ’s
COVID-19 FAQ’s
Are your locations open to the public? You betcha. All our offices are open and we are happy to help. We are back to our regular hours of operation. For…

4 min read

Remote Work Cyber Security
Remote Work Cyber Security
The recent significant increase in employees working from home as a result of the COVID-19 pandemic brings with it an increased risk of cyber-security threats. Cyber-criminals are well aware that…

4 min read

Engaging Remote Employees During COVID-19
Engaging Remote Employees During COVID-19
 The coronavirus disease 2019 (COVID-19) pandemic has caused unprecedented changes for many industries. As social distancing is encouraged and some provinces issue stay-at-home or shelter-in-place orders for all non-essential employees,…

4 min read

Keeping Idle Facilities Safe
Keeping Idle Facilities Safe
During the current COVID-19 pandemic, most businesses and organizations that provide non-essential services have been required to close across Canada. As a result, many buildings and structures will be sitting…

4 min read

Benefits of Crime Insurance
Benefits of Crime Insurance
While you may think your business would never be the victim of a crime, the harsh reality is that nearly every business can become a victim. In this day and…

4 min read

Homeowners or Tenant Insurance for Students
Homeowners or Tenant Insurance for Students
Do you have a child going off to university? Your university student’s most prized gear—laptop, iPhone and other electronic devices—are also most prized by thieves. There are many misconceptions about…

4 min read

Keeping your home safe while you’re away
Keeping your home safe while you’re away
Who doesn’t love a fun little holiday? Planning a trip with the family can be exhausting… from planning on what to bring, the route, where to stay, there’s a lot…

4 min read

Getting Trippy this May Long?
Getting Trippy this May Long?
May days are here my friends and summer is just around the corner. With clear roads and an extra day tagged on to the weekend, many are breaking free of…

4 min read

Cyber Attacks Up In Canada
Cyber Attacks Up In Canada
In the last year, an alarming majority of Canadian establishments reported falling victim to multiple cyber attacks, according to a recent report by Carbon Black. These breaches are not only…

4 min read

The Cliff’s Notes of Life Insurance
The Cliff’s Notes of Life Insurance
Life insurance is not something many like to think about… but if you have dependents who rely on you for financial support, then life insurance is really about protecting them…

4 min read

What is Professional Liability
What is Professional Liability
Professional liability—sometimes called Errors and Omissions (E&O) liability—results from errors or omissions in the performance of professional services. *** Sound On***  Insurance (really anything insurance related) is never the…

4 min read

Food drive: help us stuff-a-bus
Food drive: help us stuff-a-bus
Every little bit counts   Each month, over 307,000 Canadian children turn to food banks in Canada for help. School breakfast, lunch and after school programs provide much needed support,…

4 min read

Moving? Check out this amazing checklist
Moving? Check out this amazing checklist
Are you moving or purchasing a new property? We have a checklist for that –  download it here → SI Moving Checklist. → Did you know that most home insurance policies cover your belongings, both…

4 min read

Preparing Employees for Evacution
Preparing Employees for Evacution
How would employees escape from your worksite in the event of an emergency? Do they know where all the exit routes are in case their first choice is too crowded?…

4 min read

Renting a Vehicle for Business Use?
Renting a Vehicle for Business Use?
If your business travel includes renting a vehicle, safety is a necessary consideration. The following provides information about renting a vehicle, safely operating a rental vehicle and what to do…

4 min read

Fighting Fatigue. No Yawning!
Fighting Fatigue. No Yawning!
I had a professor in university that took offence if a student yawned in his class and would call him or her out with an, “AM I BORING YOU?” yell….

4 min read

Turning off Snapchat “Snap Map”
Turning off Snapchat “Snap Map”
Did You Know? Snapchat is one of the top five social media platforms among young people, with approximately 150 million daily active users. While Snapchat is designed to be a…

4 min read

Top 10 Threats to Small Business
Top 10 Threats to Small Business
Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business…

4 min read

Risky Business: Personal Mobile Devices at Work
Risky Business: Personal Mobile Devices at Work
In a recent survey conducted by Harris-Decima for Rogers, almost half of Canadian smartphone owners said they keep their device with them pretty much 24/7. Hmmmm, turns out I’m just…

4 min read

Fire Safety Tips & Tools for Small Business
Fire Safety Tips & Tools for Small Business
Fires are a serious risk for businesses of all types. It’s up to employers, managers and employees to take the proper precautions to keep themselves, their co-workers and the company…

4 min read

Keep Your Business Afloat
Keep Your Business Afloat
The fickle nature of Canadian weather only exacerbates the unpredictability of floods, and with so many areas susceptible to flooding, one unexpected severe storm can trigger widespread, damaging floods. Ignoring…

4 min read

The Balancing Act: Work vs Life
The Balancing Act: Work vs Life
According to recent studies, nearly 66% of Canadians put in 45 hours of work each week—50% more people than 20 years ago. Not only are many people putting in more…

4 min read

From Bad to Worse SHARE:
From Bad to Worse SHARE:
The majority of us like to think we could handle the stress of a disaster – that we’d keep our cool should something happen. Unfortunately, the reality is without practicing…

4 min read

Running a Business? Don’t be a Wile E.
Running a Business? Don’t be a Wile E.
All of us have a soft spot for Wile E. Coyote – I mean he tries and he tries and we sympathize, we do – but he’s not a character…

4 min read

You’re Only as Good as Your Plan B
You’re Only as Good as Your Plan B
When I started in insurance, I discovered how important the old saying, “You’re only as good as your Plan B”, really is. A well thought out practical plan can mean…

4 min read

7 Tips for a Healthier Workstation
7 Tips for a Healthier Workstation
It turns out work really is a pain in the butt; as someone that spends a great deal of time sitting in front of a computer screen, I can attest. I…

4 min read

Tips to Prevent Workplace Theft
Tips to Prevent Workplace Theft
According to Statistics Canada , 15% of all company fraud can be attributed to employees. Small businesses have it tough as they often lack the resources to implement control systems, and…

4 min read

What You Don’t Know Could Cost You
What You Don’t Know Could Cost You
Employment practices liability claims can affect any size company. Wrongful termination, discrimination and harassment are just a few of the claims employees file against their employers. The litigation toll can…

4 min read

5 Exercises to Stay Active at the Office
5 Exercises to Stay Active at the Office
Sitting in front of a screen all day isn’t a physically stimulating activity, especially if you have meetings, paperwork and deadlines to contend with. However, with a little ingenuity, you…

4 min read

Management Liability Demystified
Management Liability Demystified
Source: Travelers Canada We often field questions regarding types of coverage and their importance. One such coverage we answer a lot of questions about is Directors & Officers Liability coverage….

4 min read

Preventing top 4 construction hazards
Preventing top 4 construction hazards
Preventing the Top 4 Construction Hazards:  You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The…

4 min read

How the CPP will Impact Businesses
How the CPP will Impact Businesses
On June 20, 2016, the federal government and the majority of Canadian provinces reached an agreement in principle regarding changes to the Canada Pension Plan (CPP). The changes will be…

4 min read

The Why & How: Exit Interviews
The Why & How: Exit Interviews
What is an Exit Interview?   Exit interviews are conducted by Human Resources when an employee is leaving the company. Some employers limit these interviews to employees who are resigning…

4 min read

Canada Remains Tax Competitive for Businesses
Canada Remains Tax Competitive for Businesses
According to KPMG’s recent report titled Focus on Tax, Canada remains the most tax-competitive country for businesses. The report, which assessed the tax competitiveness of 111 cities across 10 countries,…

4 min read

Taking out a Business Loan
Taking out a Business Loan
There are a number of things to take into consideration before taking out a business loan. While business loans are a great way to grow your business, they should not…

4 min read

Total Cost of Risk. Why You Should Care
Total Cost of Risk. Why You Should Care
More than just a broker   When business owners think of insurance, most they think of the policy they have in place, a premium they pay for, and the peace of…

4 min read

Are You Prepared If Disaster Strikes?
Are You Prepared If Disaster Strikes?
From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. According to the Insurance Information Institute, as many as 40…

4 min read

The State of Cyber Security in Canada
The State of Cyber Security in Canada
It doesn’t matter if you’re a Fortune 500 company or a sole proprietorship, in today’s hyper connected business climate, cyber attacks are no longer a question of if, but when….

4 min read

Cyber attacks are coming to town
Cyber attacks are coming to town
You better watch out, you better not cry, cyber attacks are coming to town Sadly, anybody that uses a computer is at risk of a various forms of cyber attacks….

4 min read

Simplifying general liability for contractors
Simplifying general liability for contractors
Construction projects are risky in nature, and accidents or other unforeseen events can result in significant losses and liabilities. Contractors routinely to turn to insurance policies to protect themselves against…

4 min read

Cyber Insurance and Your Business. What is your Exposure?
Cyber Insurance and Your Business. What is your Exposure?
“Cyber attack” is a relatively new term for many of us, except for the unfortunate few who have already been the victim of one. Simply put, a cyber attack is…

4 min read

Contractors: 5 Types of Construction Fraud
Contractors: 5 Types of Construction Fraud
Often people assume construction fraud is perpetrated by dishonest companies against the client, but construction fraud is a two-way street. Meaning, fraud of all kinds is prevalent across every type…

4 min read

Bug off: Knowing your bug bites and stings
Bug off: Knowing your bug bites and stings
Bug season is back baby! Do you know the difference between the most common bug bites and what to do if you get one? I was once bit by a…

4 min read

Good to Know: HVAC Filter Upkeep
Good to Know: HVAC Filter Upkeep
If you’re anything like me, little household chores may slip your mind. No. Judgement. Here. Your home’s heating, ventilation and air conditioning (HVAC) system maintains the air quality of your…

4 min read

How Prepared Are You for the Big One?
How Prepared Are You for the Big One?
I’m not sure what brought on the sudden onslaught of Seismic activity in BC, but holy moly – three in a week! If you’re anything like me, you’re suddenly a little more…

4 min read

Where there’s smoke…
Where there’s smoke…
With Lover’s Day just around the corner, I’m reminded on cozying up by the fire, enjoying a delicious glass of wine, perhaps nibbling on chocolate from a heart shaped box….

4 min read

Why I show love to my Broker on Valentine’s Day
Why I show love to my Broker on Valentine’s Day
They say the most valuable lessons are learnt the hard way; which, in my opinion, stinks.  So, I’d like to share a brief story with you in hopes it helps someone…

4 min read

Jump-Start Your Car in 7 Easy Steps
Jump-Start Your Car in 7 Easy Steps
Although cars are more likely to stall in the cold, your battery can die at any time. Here’s how to jump-start your car in the event of a dead battery….

4 min read

Home Inventory Checklist
Home Inventory Checklist
Two weeks after I got married my house was robbed. I was out of town for the weekend and they literally cleaned house. The icing on the cake… many of the…

4 min read

School Bus Safety
School Bus Safety
Oh mylanta – where did our summer go? It’s back-to-school time and that, my friends, means it’s time to talk to your kids about riding the bus safely. Perhaps not…

4 min read

Clothes Dryer Safety
Clothes Dryer Safety
In a sad turn of events, a friend of mine recently lost her home to a fire that started from her dryer. Yes, her family had insurance, but the aftermath…

4 min read

Drive Safe on Wet Roads
Drive Safe on Wet Roads
Compared to last year’s summer we’ve had a lot more rain. The increased rain is great for the environment but not so much those of us on the road. During rainstorms,…

4 min read

Moving & Home Insurance: Your Complete Checklist
Moving & Home Insurance: Your Complete Checklist
Have you made the plunge and opted to move? As someone who has moved nearly every year for the past 4 years, I can attest moving is not only time…

4 min read

Protect the Neck: Proper Headrest Adjustment
Protect the Neck: Proper Headrest Adjustment
Before driving, you likely check your mirrors and position your seat belt. But did you know that taking the time to properly adjust the headrest in your car can help…

4 min read

5 Exercises to Stay Active at the Office
5 Exercises to Stay Active at the Office
Sitting in front of a screen all day isn’t a physically stimulating activity, especially if you have meetings, paperwork and deadlines to contend with. However, with a little ingenuity, you…

4 min read

Preventing Motorcycle Theft
Preventing Motorcycle Theft
Since motorcycles are easily accessible, they are highly prone to theft. If you like to hit the open road on two wheels, check out these theft prevention tips and avoid thieves stealing…

4 min read

A Clarity of Purpose – Insurance Broker Profile
A Clarity of Purpose – Insurance Broker Profile
Insurance Broker Profile – We had the privilege of being featured in Insurance People Magazine last month… not a bad little write-up about who we are and where we came…

4 min read

Disaster Planning for Seniors
Disaster Planning for Seniors
The recent earthquake in December caused quite a stir, with many running out to buy emergency kits for the home. It was scary but thankfully not disastrous. However, it did highlight…

4 min read

World’s Best Guide to Earthquake Prep
World’s Best Guide to Earthquake Prep
Are You Prepared? Egad! The recent windstorm we had really shook us up (no pun intended). As restaurants and grocery stores ran out of food and people fared without power…

4 min read

7 Tips for a Healthier Workstation
7 Tips for a Healthier Workstation
Tips to Save Your Butt Estimates suggest that musculoskeletal disorders, such as back pain, arm strains and diseases of the joints cost Canadians upwards of $20 billion per year. Poor workplace…

4 min read

Double Up on your Money and Energy Savings
Double Up on your Money and Energy Savings
According to Statistics Canada, the typical Canadian family spends over $1,600 a year on home utility bills, and a large portion of that energy is wasted. Not to fear: there…

4 min read

The Brain Game
The Brain Game
So, I forgot why I walked into a room the other day. I know there was a reason but I still can’t recall what it was! I have officially become…

4 min read

10 Places most likely get food poisoning – why travel insurance is a must
10 Places most likely get food poisoning – why travel insurance is a must
A recent study just came out about the 10 places where travellers are most likely to get food poisoning. No one wants a traveller’s tummy, but it’s good to know…

4 min read

Nipping allergies in the bud
Nipping allergies in the bud
Whoa, Nelly… what is going on with seasonal allergies. An increasing number of people I know have recently started suffering from allergies, myself included.  Unfortunately, it turns out, the sudden…

4 min read

10 Tips to Prevent Auto Theft
10 Tips to Prevent Auto Theft
Thievery tops my angry list. It’s remarkable how violated, mad, sad (and so on) one feels when robbed. Nobody likes to feel that way. Nobody. Unfortunately, car theft and break-ins…

4 min read

Scam Alert
Scam Alert
Intact Insurance – one of our Insurance providers – has recently been informed that a few customers have been fraudulently contacted by someone identifying themselves as an Intact Insurance employee…

4 min read

The Balancing Act: Work vs Life
The Balancing Act: Work vs Life
5 Tips for a work-life balance According to recent studies, nearly 66% of Canadians put in 45 hours of work each week—50% more people than 20 years ago. Not only are…

4 min read

The Sound of Spring: Vrooooommmm
The Sound of Spring: Vrooooommmm
I took a wee road trip this past weekend and noticed several motorhomes, motorcycles and even boats on trailers out and about… it looks as though spring is in full effect. Personally,…

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Super Foods for Super Health
Super Foods for Super Health
From retaining strength to reducing wrinkles, the foods you eat can positively impact your long-term health. Consider incorporating the following superfoods into your diet to support super health. They happen…

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Fall/Winter Maintenance Checklist
Fall/Winter Maintenance Checklist
I love winter, there’s something very romantic about it. However, nothing kills romance like a water leak. Keep the romance alive by ensuring your home maintenance is up-to-date and nothing…

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Keep Your Business Afloat
Keep Your Business Afloat
Floods can sometimes be predictable. For example, charting the habitual swelling of the tides establishes typical water levels and indicates when coastal areas might be prone to flooding. However, more…

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Keep Calm & Drive On
Keep Calm & Drive On
Driving alone can be amazing. Where else can you practice your exceptional singing skills without judgment? Unfortunately, driving alone can also be a little dangerous, especially for women – sigh….

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Hey Kermit, It turns out being green is easy.
Hey Kermit, It turns out being green is easy.
The iconic Kermit may have found being green a little hard, but there are a few simple things you can do around the home in taking a “green” approach to…

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Kids’ Biking Safety
Kids’ Biking Safety
It’s almost back to school time. Make sure your kids know the-ins-and-outs of biking safety, especially if it is the way they get to and from school. If nothing else,…

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Auto Buyer Beware
Auto Buyer Beware
In the market for a new set of wheels, or, new to you, that is? If so, tread lightly because buyers can be taken for a ride if they are…

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Boating Season is Here: Are You Fully Prepared?
Boating Season is Here: Are You Fully Prepared?
Awww yes, the sweet swell of the ocean, the wind at your back and the glorious feeling of being on the water. Summer is in full swing and boating season…

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Death by Bicycle: 10 Ways it Could Happen
Death by Bicycle: 10 Ways it Could Happen
So it turns out it riding a bike can be pretty dangerous. While death may be a tad dramatic, it is pretty common to be injured when cycling. In fact,…

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Renting Your Home? What You Need To Know…
Renting Your Home? What You Need To Know…
Fantastic… you’re considering renting out your home for a little extra moola while away for an extended period of time or for a big event nearby that’s causing the demand…

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Stock Up on Emergency Roadside Essentials
Stock Up on Emergency Roadside Essentials
Close your eyes and picture this scenario: You are driving late at night on a country road and your vehicle becomes hard to control. You pull off to the side…

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All Awash With Love
All Awash With Love
I love my washing machine. A lot. I didn’t realize how deep my love ran for this amazing little appliance until I spent a four-month stint in Toronto in a…

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Using Technology During A Disaster
Using Technology During A Disaster
We rely on technology more and more to keep in touch with our family, friends, and colleagues with a click of a button. But what happens in the event of…

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How to React After a Car Accident
How to React After a Car Accident
I know I’m stating the obvious when I say car accidents are less than ideal. Regardless… Even though there are safer cars, safer roadways and numerous awareness campaigns these days,…

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What My Near-Death Experience Can Teach You
What My Near-Death Experience Can Teach You
In my early twenties I had the pleasure of renting a home with 2 of my best buds. We had a lotof fun in that house. In what should be a…

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Holy Smokes – Is Your Smoke Alarm Working?
Holy Smokes – Is Your Smoke Alarm Working?
For as long as I can remember, I’ve known of the importance of smoke alarms and how having one can save our lives and our family. I also know how annoying…

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Puppy Love – Pet Emergency Preparation
Puppy Love – Pet Emergency Preparation
In my early teens, my mom bought a cat that she absolutely adored. In fact, I had a sneaking suspicion she loved that cat more than me. Perhaps my first…

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Risky Business: Personal mobile devices at work
Risky Business: Personal mobile devices at work
In a recent survey conducted by Harris-Decima for Rogers, almost half of Canadian smartphone owners said they keep their device with them pretty much 24/7. Hmmmm, turns out I’m just…

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It’s time to talk
It’s time to talk
I’m not sure if it is pure coincidence, the company I keep, or my age bracket, but a few of my friends have recently bought homes with mortgage-helper renter suites….

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I Wish I knew Then What I Know Now!
I Wish I knew Then What I Know Now!
Don’t get me wrong, I’m a firm believer we learn from our mistakes. I like that with age, comes wisdom (for the most part) and I rarely look upon my…

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Top 10 Reasons to Give to a Charity
Top 10 Reasons to Give to a Charity
While the concept that giving to others can make you feel good about yourself is not revolutionary, there are several more subtle ways that giving to a cause can benefit…

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Fireplace Safety
Fireplace Safety
As winter approaches many of you will light up those fireplaces and wood stoves that have been dormant all summer. Keep these tips in mind while you burn this winter. Be…

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Fire Myths Debunked
Fire Myths Debunked
Do you REALLY know fire? Be aware of fire facts, myths and realities to protect the ones you love.   It won’t happen to me Reality: Everyone is at risk! According to Fire…

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Why does it feel like somebody’s watching me?
Why does it feel like somebody’s watching me?
I consider myself lucky having missed the social online world as a teenager. I thank my lucky stars there was no such thing as Facebook to record my less finer moments…

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Top Tips to Avoid the Debt Trap
Top Tips to Avoid the Debt Trap
Several years ago I found myself reading a silly little novel Confessions of a Shopaholic [bang head on wall]. Clearly, this is time out of my life I’ll never get back, but…

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The secret to minimizing stress on the job
The secret to minimizing stress on the job
The importance of being challenged in our work lives is probably what people are referring to when they say “a little bit of stress is good for you.” However, when…

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Want to Live Longer & Feel Better?
Want to Live Longer & Feel Better?
Although there are no sure-fire recipes for good health, the mixture of healthy eating and regular exercise comes awfully close. Singing the praises of a good diet is a key…

4 min read

Protecting your skin this summer
Protecting your skin this summer
Ya, ya, we’ve all heard the best way to prevent a sunburn is to avoid sun exposure but, COME ON, how realistic is this advice? Like a siren call, that…

4 min read

Do we really need another reason to complain about the rain?
Do we really need another reason to complain about the rain?
We are all guilty of it… at one point or another, we’ve complained about the rain. But hey, isn’t that one of our given rights as a BCer. That being…

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What Netflix Can Teach You About Emergency Preparation
What Netflix Can Teach You About Emergency Preparation
I admit, I may have hijacked this article to relay my love of Netflix (just a little – I mean, there is something to be said for the ability to watch…

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Top 10 things you need to know about home insurance
Top 10 things you need to know about home insurance
1.   Renovations may not be covered by your current policy If your insurance company doesn’t know about the renovation, you may not have enough coverage. If you’re doing fairly…

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Get ready… pool time is on the way
Get ready… pool time is on the way
All it takes is a few beautiful days of sunshine for dreams of summer fun to start creeping into our everyday thoughts.  It may be a little too soon for…

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Boating Season is here! Stay safe with these tips
Boating Season is here! Stay safe with these tips
Boating season is quickly approaching! Here are a few safety tips for you, from our trusty Boat Smart Manual. It’s all good. Boating Tips: For more tips or to obtain…

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Top 10 Highway Driving Tips
Top 10 Highway Driving Tips
We are all guilty of speeding now and then, but a high percentage of automobile accidents occur on our freeways and high-ways due to the high rates of speed encountered….

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Things to consider when purchasing a home
Things to consider when purchasing a home
Buying a home is an exciting time, but can also be stressful and hectic. With all the craziness that is happening around you, it is really easy to overlook things…

4 min read

Tis’ the season
Tis’ the season
As the holiday season is upon us, its a good time to remind ourselves to be prepared.  The Healthy Canadians website shares the following tips to ensure we have a festive and safe holiday…

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Many BC home owners not insured for Earthquake – Are you prepared?
Many BC home owners not insured for Earthquake – Are you prepared?
In light of the recent seismic activity and industry estimations that only 50% of BC homeowners purchase earthquake insurance, we felt it appropriate to pass along some information and advice….

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Your ‘vacant property’ and our ‘vacant property’ may be totally different things.
Your ‘vacant property’ and our ‘vacant property’ may be totally different things.
Vacant Property takes means different things to different people, but in the world of insurance, it’s rather specific. While the definition can take on different meanings, the term vacant in…

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Top tips for teens behind the wheel
Top tips for teens behind the wheel
The weather is hot, school is out and now your teenager wants to hit the road – in your car. In 2010, more than 49,000 teens got their first B.C….

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Tips for buying or selling a vehicle in B.C.
Tips for buying or selling a vehicle in B.C.
Selling a Vehicle?  Important information to know: ICBC will not accept any forms that have errors, crossing off, or are altered in any way Complete the ‘Sellers’ section of the transfer…

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Travel Insurance available for purchase direct from our website!
Travel Insurance available for purchase direct from our website!
We are very happy to announce that we have partnered with Travel Underwriters to make Travel Medical insurance available for purchase directly from our website.  Your policy can be purchased…

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Data Backup and Recovery
Data Backup and Recovery
We see it all the time where a client has a fire, water damage, theft or any other conceivable loss that might occur.  The initial thought process of making the claim…

4 min read

Boat Theft Prevention Tips
Boat Theft Prevention Tips
Summer is always the time when we see a rise in boat thefts.  Boats can be easy targets for thieves as they are easily portable and most often the security…

4 min read

Pool Safety
Pool Safety
What a great week of weather we’ve had and I know we’ve all gotten a good start to another great summer.  Summer for many means backyards, bbq’s and of course…

4 min read

Save Money on your insurance – Increase your deductible!
Save Money on your insurance – Increase your deductible!
Let’s talk a little bit about saving money.  We know nobody enjoys buying insurance and a hot tip on how to save is always welcomed by our clients.  The tip…

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The Importance of Consolidating Your Insurance with a Single Broker
The Importance of Consolidating Your Insurance with a Single Broker
Discover the Benefits of Centralizing Your Insurance Policies with One Broker When it comes to insurance, having all your coverage consolidated under one reliable broker offers numerous advantages. At Schill…

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